The UK Funeral Expenses Payment

You could get a Funeral Expenses Payment if you're receiving certain benefits or tax credits and are a partner, relative, or close friend of the deceased. Usually the payment covers the full cost of a funeral with Harbour.

What you'll get

The Funeral Payment usually covers the entire cost of a funeral with Harbour.

  • If the person who died had a pre-paid funeral plan, you'll only get up to £120 for items not covered by the plan.

Eligibility

To get a Funeral Expenses Payment you must be responsible for the funeral and:

You must be one of the following:

  • The partner of the deceased when they died
  • A close relative or close friend of the deceased

You might not get a Funeral Expenses Payment if another close relative of the deceased (such as a sibling or parent) is in work.


Receive certain benefits or tax credits

You (or your partner) must get one or more of the following:

  • Income Support
  • Income-based Jobseeker's Allowance
  • Income-related Employment and Support Allowance
  • Pension Credit
  • Housing Benefit
  • Child Tax Credit
  • Universal Credit

How the money is paid

Usually, the money is paid directly to Harbour. If you have already paid for the funeral, the money is paid into your bank account.

You'll usually have to pay back any money you receive from the deceased person's' estate (if they have one). The estate includes any money or property they had but not a house or personal things left to a widow, widower or surviving civil partner.

If you don't qualify for a Funeral Expenses Payment you may be able to get help with the cost of a funeral in other ways, eg by using money from the deceased's bank account.


How to claim

You can make a claim over the phone. You must apply within 6 months of the funeral, even if you're waiting for a decision on a qualifying benefit. You can make a claim before the funeral as soon as you've received an invoice from Harbour.

Learn More
Or email us your questions at help@harbourfunerals.com
Over the phone
Telephone: 0800 731 0469
Welsh language: 0800 731 0453
Textphone: 0800 731 0464
Welsh language: 0800 731 0456
Monday to Friday. 8am to 6pm